2025 Medicaid Eligibility Numbers – What’s Changed?
As happens each year, on January 1, 2025, updated Medicaid income and resource eligibility figures became effective. Although Medicaid is a program for those who have very little in income and assets/resources, those who currently have more than the Medicaid eligibility rules allow can still receive benefits without having to spend down a lifetime of savings. Here are the 2025 updated requirements:
- A Medicaid applicant can have no more than $32,396 in non-qualified resources. [Residences and retirement funds continue to be protected in certain circumstances].
- A Medicaid home care applicant who is 65 or older can retain monthly income of $1,820.
- The healthy spouse residing at home (the “community spouse”) whose partner is a resident of a nursing home can retain $3,948 in monthly income. Where the community spouse does not receive $3,948 in monthly income, the community spouse can receive additional income from the sick spouse until the community spouse’s monthly income reaches $3,948
- Spousal Impoverishment budgeting rules allow the community spouse to have available resources of $74,820 to $157,920.
Navigating Medicaid eligibility can be challenging. We can help. This is our field of expertise. If you are unsure whether you or a loved one qualify for Medicaid benefits based on the above information, please give us a call or email us! We are here to assist you in finding a strategy that will fit your particular situation. As knowledgeable Elder Law attorneys, we can provide the legal advice you need to achieve Medicaid eligibility without losing all income or spending down an entire lifetime of assets.
The information provided herein does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available here are for general informational purposes only.
